E-commerce in many European countries is skyrocketing and more people than ever want to shop online. But the days of internet startups growing first and worrying about profit later are long gone. Sound credit management can begin at the stage when the actual transaction or sale takes place, or even earlier.

“ The foundation for any successful transaction is laid long before the invoice is sent out. From day one, Intrum Justitia’s analysis model helps you find the best customers for your business to protect your profitability and secure your cash flow. ”

In that way we can not only help our e-commerce clients to lower costs, reduce errors and increase productivity, but also allow consumers to feel more secure and prevent them from ending up in debt. With this as a backdrop, there is currently a shift towards also paying by invoice. A higher number of consumers want to see the products before they pay for them. We offer you the credit decision tool for on-line and real time verification of your potential customer.

You set the guidelines and credit limits, we score your potential customer and offer payment on invoice, or via other means. After the transaction has taken place, we produce the invoice and ensure timely payment.

The whole process is automated, on-line and secure. We also offer financing solutions where we take over the credit risk, either with payment guarantees or traditional factoring, in combination with our administrative e-commerce services.